Our Methodology
How Switch&Settle curates the best recommendations for living in Australia
Verify every offer
We don't trust marketing promises. Every recommendation is validated through real use and independent verification to ensure claims are accurate and offers actually exist.
Prioritise long-term value
Sign-up bonuses are great, but we focus on your long-term wellbeing in Australia. We recommend options that provide genuine value in your first year and beyond.
Keep info fresh
Interest rates change, apps improve, policies update. We regularly re-examine each recommendation to reflect current conditions.
No sponsor bias
We don't sell rankings or accept payment to boost listings. Every recommendation is based on real value, not who pays us.
About referral links
Many options include referral links. If you sign up through these, we may receive a small commission. This doesn't change what you pay — it's our way of saying thanks for using a service we recommend. Full transparency:
- Referral links are clearly marked
- You pay nothing extra
- You sometimes get a sign-up bonus
- Commissions help us keep the site free
Why trust us
- We're a real community of long-term expats and former residents
- Our recommendations come from lived experience, not marketing
- We don't claim to be perfect — we welcome feedback and iterate on our guidance
- We have no affiliation with many of the services we recommend
- Our code is open source and anyone can review it